When looking for Car Insurance in Brisbane you must call around and get some quotes. This is a big investment so you need to make sure you are getting the best deal for your premium.

Types of Car Insurance in Brisbane

Car insurance in Brisbane is mandatory for all drivers. Although, if you are looking for the most affordable option you can take out compulsory third party insurance. This option provides cover for other people who are involved in an accident when you are at fault.

Third party property insurance covers damage to the other parties’ vehicles and property. While upgrading to a comprehensive policy will also cover your own vehicle, yourself and your passengers in the event of accidents and injuries. This option gives you better peace of mind when driving as you know you and your passengers are being looked after.

Budgeting

It’s recommended to take out the most comprehensive level of cover you can comfortably afford to. however, there are various ways to save money on your insurance premiums too. Understanding how premiums are calculated is the first step to making savings, as some of these factors can be modified. Raising your excess you will lower your monthly premiums but pay more in the event you make a claim.

Policy Features

When comparing insurance policies from different providers, you should check the full list of what’s included, as there can be many differences between insurers. All comprehensive policies should include some level of cover fir the following

• Theft
• Loss and damage
• Fire
• Storms
• Personal belongings
• Third party property damage
• Hire car
• Driving abroad

Understanding what you are covered for can alter your decisions as the cheapest option may not have your best interests in mind. Start collecting quotes today for Car Insurance in Brisbane and make sure you are covered.

Contact Mosley’s Automotive on 07 3208 8833 to book a car service in Logan and make sure your car is road safe.